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Operating Lease

Supplier: ProLENDING

Many Medical Suppliers and Medical Professions prefer this type of finance along with larger hospitals, corporates and Government departments.

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Mainly this is due to the fact  Operating Leases are treated as an “operating” rather than a “capital” expense. Ie: equipment can be acquired against an operating budget without the need to obtain capital expenditure approval.

Both the asset and liability remain off the balance sheet, which leaves gearing ratios intact. Interest rates are fixed at the beginning of the term, which allows for precise budgeting analysis from day one.

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